:root {
    --primary-accent: #00dfeb;
    --secondary-accent: #00a3ad;
    --neutral-dark: #0d1b2a;
    --neutral-gray: #f5f5f5;
    --neutral-white: #ffffff;
    --primary-peach: #FF9A8B;
    --secondary-peach: #FF6A88;
    --cta: linear-gradient(135deg, #FF9A8B, #FF6A88);
    --cta-hover: linear-gradient(135deg, #FF6A88, #FF9A8B);
    --footerbg: linear-gradient(135deg, #00c3da, #1273ae);
    --card-bg: #ffffff;

}

body {
    font-family: 'Open Sans', sans-serif;
    color: var(--neutral-dark);
    line-height: 1.6;
    background-color: var(--neutral-gray);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}


h1,
h2,
h3,
h4,
h5,
h6 {
    font-family: 'Montserrat', sans-serif;
    font-weight: 700;
}

a {
    text-decoration: none;
}

/* Scroll Animation Classes */
.scroll-animate {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

.scroll-animate.animate {
    opacity: 1;
    transform: translateY(0);
}

/* Header Styles */
.navbar {
    background-color: var(--card-bg) !important;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
    padding: 5px 0;
    transition: all 0.3s ease;
}

.navbar.scrolled {
    padding: 10px 0;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.15);
}

.navbar-brand {
    font-family: 'Montserrat', sans-serif;
    font-weight: 800;
    font-size: 28px;
    color: var(--cta) !important;
}

.nav-link {
    font-weight: 600;
    color: var(--text) !important;
    margin: 0 8px;
    position: relative;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    transition: all 0.3s ease;
}

.nav-link:hover::after {
    width: 100%;
}

.dropdown-menu {
    border: none;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.1);
    border-radius: 8px;
    padding: 10px 0;
}

.dropdown-item {
    padding: 8px 20px;
    font-weight: 500;
    color: var(--text);
    transition: all 0.2s ease;
}

.dropdown-item:hover {
    background-color: rgba(0, 223, 235, 0.1);
    color: var(--cta);
}

.dropdown-divider {
    margin: 5px 0;
}

.btn-login {
    border: 1px solid var(--cta);
    color: var(--cta);
    font-weight: 600;
    border-radius: 50px;
    padding: 8px 20px;
    margin-right: 10px;
    transition: all 0.3s ease;
}

.btn-login:hover {
    background-color: var(--secondary-accent);
    color: white !important;
    border-color: var(--secondary-accent);
}

.btn-apply {
    background: var(--cta);
    color: white;
    font-weight: 600;
    border-radius: 50px;
    padding: 8px 20px;
    transition: all 0.3s ease;
}

.btn-apply:hover {
    background: var(--cta-hover);
    transform: translateY(-2px);
    box-shadow: 0 4px 10px rgba(255, 106, 136, 0.3);
}

/* Mobile Menu */
.offcanvas {
    max-width: 300px;
}

.offcanvas-header {
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}

.offcanvas-title {
    font-family: 'Montserrat', sans-serif;
    font-weight: 800;
    font-size: 24px;
    color: var(--cta);
}

.mobile-menu .nav-link {
    padding: 12px 20px;
    margin: 0;
}

.mobile-menu .dropdown-menu {
    position: static !important;
    transform: none !important;
    box-shadow: none;
    border: none;
    padding: 0;
}

.mobile-menu .dropdown-item {
    padding: 10px 30px;
}

.mobile-menu-buttons {
    padding: 20px;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
}

/* Hero Section */
.term-loan-hero {
    background: linear-gradient(135deg, var(--neutral-dark), var(--secondary-accent));
    color: white;
    padding: 150px 0 100px;
    position: relative;
    overflow: hidden;
}

.term-loan-hero::before {
    content: "";
    position: absolute;
    top: -300px;
    right: -300px;
    width: 600px;
    height: 600px;
    background: linear-gradient(135deg, var(--secondary-accent), var(--primary-accent));
    border-radius: 50%;
    opacity: 0.1;
    z-index: 0;
}

.hero-content {
    position: relative;
    z-index: 1;
}

.hero-title {
    font-size: 48px;
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 20px;
}

.hero-subtitle {
    font-size: 18px;
    margin-bottom: 30px;
    max-width: 600px;
}

.benefit-list {
    list-style: none;
    padding: 0;
    margin-bottom: 30px;
}

.benefit-list li {
    margin-bottom: 15px;
    display: flex;
    align-items: center;
}

.benefit-list i {
    color: var(--primary-accent);
    margin-right: 15px;
    font-size: 20px;
}

.form-card {
    background-color: rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-radius: 16px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
    padding: 30px;
    position: relative;
    z-index: 1;
}

.form-title {
    color: var(--neutral-dark);
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 10px;
    text-align: center;
}

.form-group {
    margin-bottom: 15px;
}

.form-control {
    padding: 12px 15px;
    border: 1px solid #ddd;
    border-radius: 8px;
    transition: all 0.3s ease;
    /* margin-bottom: 15px; */
}

.form-control:focus {
    border-color: var(--primary-accent);
    box-shadow: 0 0 0 0.25rem rgba(0, 223, 235, 0.25);
}

.btn-check-eligibility {
    width: 100%;
    padding: 15px;
    border-radius: 50px;
    background: var(--primary-accent);
    color: white;
    font-weight: 600;
    font-size: 1.1rem;
    border: none;
    transition: all 0.3s ease;
    margin-top: 10px;
}

.btn-check-eligibility:hover {
    background: var(--secondary-accent);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 199, 224, 0.3);
}

/* Section Styles */
.section {
    padding: 80px 0;
}

.section-title {
    text-align: center;
    font-size: 36px;
    font-weight: 700;
    margin-bottom: 50px;
    color: var(--neutral-dark);
    position: relative;
}

.section-title::after {
    content: '';
    position: absolute;
    bottom: -15px;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 3px;
    background: var(--primary-accent);
}

/* What Can You Do Section */
.what-can-you-do {
    background-color: var(--neutral-white);
}

.feature-card {
    background-color: var(--neutral-white);
    border-radius: 10px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
    padding: 30px;
    transition: all 0.3s ease;
    height: 100%;
    text-align: center;
}

.feature-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 30px rgba(0, 0, 0, 0.1);
}

.feature-img {
    width: 100%;
    height: 200px;
    object-fit: cover;
    border-radius: 8px;
    margin-bottom: 20px;
    transition: all 0.5s ease;
}

.feature-card:hover .feature-img {
    transform: scale(1.05);
}

.feature-title {
    font-size: 22px;
    font-weight: 700;
    margin-bottom: 15px;
    color: var(--neutral-dark);
}

.feature-description {
    color: #666;
}

/* Benefits Section */
.benefits {
    background-color: var(--neutral-gray);
}

.benefit-card {
    background-color: var(--neutral-white);
    border-radius: 10px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
    padding: 30px;
    transition: all 0.3s ease;
    height: 100%;
    text-align: center;
    border-top: 4px solid var(--primary-accent);
}

.benefit-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, rgba(0, 223, 235, 0.1), rgba(0, 199, 224, 0.1));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: var(--primary-accent);
    font-size: 30px;
    transition: all 0.3s ease;
}

.benefit-card:hover .benefit-icon {
    background: var(--primary-accent);
    color: white;
    transform: rotate(10deg) scale(1.1);
}

.benefit-title {
    font-size: 22px;
    font-weight: 700;
    margin-bottom: 15px;
    color: var(--neutral-dark);
}

.benefit-description {
    color: #666;
}

/* How to Apply Section */
.how-to-apply {
    background-color: var(--neutral-white);
    position: relative;
}

.process-steps {
    position: relative;
    margin-top: 50px;
}

.process-steps::before {
    content: "";
    position: absolute;
    top: 40px;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--secondary-accent), var(--primary-accent));
    z-index: 1;
}

.step {
    text-align: center;
    position: relative;
    z-index: 2;
}

.step-number {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--secondary-accent), var(--primary-accent));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: white;
    font-size: 30px;
    font-weight: 700;
    transition: all 0.3s ease;
}

.step:hover .step-number {
    transform: scale(1.1);
}

.step-title {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 10px;
    color: var(--neutral-dark);
}

.step-description {
    color: #666;
    max-width: 250px;
    margin: 0 auto;
}

/* CTA Section */
.cta-section {
    background: linear-gradient(135deg, var(--secondary-accent), var(--primary-accent));
    color: white;
    text-align: center;
    padding: 100px 0;
    position: relative;
    overflow: hidden;
}

/* .cta-section::before {
    content: "";
    position: absolute;
    top: -10px;
    left: 0;
    width: 100%;
    height: 20px;
    background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 320'%3E%3Cpath fill='%23ffffff' fill-opacity='1' d='M0,96L48,112C96,128,192,160,288,186.7C384,213,480,235,576,213.3C672,192,768,128,864,128C960,128,1056,192,1152,192C1248,192,1344,128,1392,96L1440,64L1440,320L1392,320C1344,320,1248,320,1152,320C1056,320,960,320,864,320C768,320,672,320,576,320C480,320,384,320,288,320C192,320,96,320,48,320L0,320Z'%3E%3C/path%3E%3C/svg%3E");
    background-size: cover;
    background-position: center;
} */

.cta-title {
    font-size: 36px;
    font-weight: 700;
    margin-bottom: 20px;
}

.cta-description {
    font-size: 18px;
    margin-bottom: 30px;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

.btn-cta {
    background: var(--neutral-white);
    color: var(--secondary-accent);
    padding: 15px 40px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    font-size: 18px;
    display: inline-block;
    transition: all 0.3s ease;
}

.btn-cta:hover {
    background: rgba(255, 255, 255, 0.9);
    transform: translateY(-3px);
    box-shadow: 0 5px 15px rgba(255, 255, 255, 0.3);
}

/* Who Needs Section */
.who-needs {
    background-color: var(--neutral-gray);
}

.glass-card {
    background: rgba(255, 255, 255, 0.7);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-radius: 15px;
    padding: 30px;
    transition: all 0.3s ease;
    height: 100%;
    text-align: center;
    box-shadow: 0 4px 30px rgba(0, 0, 0, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.glass-card:hover {
    background: rgba(255, 255, 255, 0.9);
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.glass-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, rgba(0, 223, 235, 0.1), rgba(0, 199, 224, 0.1));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: var(--primary-accent);
    font-size: 30px;
    transition: all 0.3s ease;
}

.glass-card:hover .glass-icon {
    background: var(--primary-accent);
    color: white;
    transform: scale(1.1);
}

.glass-title {
    font-size: 22px;
    font-weight: 700;
    margin-bottom: 15px;
    color: var(--neutral-dark);
}

.glass-description {
    color: #666;
}

/* How It Works Section */
.how-it-works {
    background-color: var(--neutral-white);
}

.works-content {
    padding-right: 40px;
}

.works-title {
    font-size: 36px;
    font-weight: 700;
    margin-bottom: 20px;
    color: var(--neutral-dark);
}

.works-description {
    color: #666;
    margin-bottom: 30px;
    font-size: 18px;
}

.works-list {
    list-style: none;
    padding: 0;
    margin-bottom: 40px;
}

.works-list li {
    margin-bottom: 15px;
    display: flex;
    align-items: center;
}

.works-list i {
    color: var(--primary-accent);
    margin-right: 15px;
    font-size: 20px;
}

.works-image {
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.works-image img {
    width: 100%;
    height: auto;
    transition: all 0.5s ease;
}

.works-image:hover img {
    transform: scale(1.05);
}

/* Strengthen Application Section */
.strengthen-application {
    background-color: var(--neutral-gray);
}

.checklist {
    list-style: none;
    padding: 0;
    margin-bottom: 40px;
}

.checklist li {
    margin-bottom: 15px;
    display: flex;
    align-items: flex-start;
}

.checklist i {
    color: var(--primary-accent);
    margin-right: 15px;
    font-size: 20px;
    margin-top: 3px;
}

.application-image {
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.application-image img {
    width: 100%;
    height: auto;
    transition: all 0.5s ease;
}

.application-image:hover img {
    transform: scale(1.05);
}

/* Testimonials Section */
.testimonials {
    background-color: var(--neutral-white);
}

.testimonial-card {
    background-color: var(--neutral-gray);
    border-radius: 10px;
    padding: 30px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
    height: 100%;
}

.testimonial-text {
    font-style: italic;
    color: #666;
    margin-bottom: 20px;
    position: relative;
}

.testimonial-text::before {
    content: '"';
    font-size: 60px;
    color: var(--primary-accent);
    opacity: 0.2;
    position: absolute;
    top: -20px;
    left: -10px;
    font-family: Georgia, serif;
}

.testimonial-author {
    display: flex;
    align-items: center;
}

.testimonial-avatar {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    overflow: hidden;
    margin-right: 15px;
}

.testimonial-avatar img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.testimonial-info h5 {
    margin: 0;
    font-weight: 700;
    color: var(--neutral-dark);
}

.testimonial-info p {
    margin: 0;
    color: #666;
    font-size: 14px;
}

/* FAQ Section */
.faq {
    background-color: var(--neutral-gray);
}

.accordion-button {
    font-weight: 600;
    color: var(--neutral-dark);
    padding: 20px;
    border: none;
    box-shadow: none;
}

.accordion-button:not(.collapsed) {
    background-color: rgba(0, 223, 235, 0.1);
    color: var(--neutral-dark);
    border: none;
    box-shadow: none;
}

.accordion-button:focus {
    box-shadow: none;
    border-color: rgba(0, 0, 0, 0.125);
}

.accordion-body {
    color: #666;
    padding: 20px;
}

.accordion-button::after {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%2300dfeb'%3E%3Cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
}

.accordion-button:not(.collapsed)::after {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%2300dfeb'%3E%3Cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
}


/* Reviews */
.reviews-section {
    padding: 80px 0;
    background-color: #f9f9f9;
    position: relative;
}

.reviews-carousel {
    width: 100%;
    overflow: hidden;
    position: relative;
    padding: 20px 0;
}

.reviews-track {
    display: flex;
    transition: transform 0.5s ease;
    /* width: 100%;
    padding: 0 15px; */
}

.review-group {
    display: flex;
    flex: 0 0 100%;
    gap: 0px;
    /* padding: 0 10px; */
    min-width: 0;
}

.review-item {
    flex: 0 0 23%;
    margin: 0 1%;
    text-align: center;
}

.review-img {
    /* width: 100%; */
    height: 200px;
    object-fit: cover;
    border-radius: 8px;
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease-in-out;
}

.review-img:hover {
    transform: scale(1.03);
}

.review-card {
    flex: 0 0 calc(25% - 15px);
    background: #ffffff;
    border-radius: 16px;
    padding: 25px;
    box-shadow: 0px 4px 12px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease-in-out;
    height: 100%;
    min-height: 250px;
    display: flex;
    flex-direction: column;
}

.review-card:hover {
    transform: translateY(-6px);
    box-shadow: 0px 8px 20px rgba(0, 0, 0, 0.15);
}


.review-title {
    font-family: 'Montserrat', sans-serif;
    font-weight: 600;
    font-size: 18px;
    color: var(--text);
}

.review-text {
    color: #666;
    font-size: 15px;
    line-height: 1.5;
    flex-grow: 1;
}

.reviewer-name {
    font-weight: 600;
    color: var(--text);
    font-size: 14px;
}

.time-ago {
    font-size: 13px;
}

.star-icon {
    color: #FFB703;
    margin-right: 3px;
    font-size: 16px;
}

.carousel-control-prev,
.carousel-control-next {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 40px;
    height: 40px;
    background: white;
    border-radius: 50%;
    border: none;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
    z-index: 10;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--cta);
}

.carousel-control-prev {
    left: 0;
}

.carousel-control-next {
    right: 0;
}

.carousel-indicators {
    display: flex;
    justify-content: center;
    gap: 8px;
    margin-top: 30px;
}

.carousel-indicators button {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    border: none;
    background-color: #ccc;
    margin: 0 4px;
    padding: 0;
    transition: all 0.3s ease;
}

.carousel-indicators button.active {
    background-color: var(--cta);
    transform: scale(1.2);
}

@media (max-width: 992px) {

    .review-item {
        flex: 0 0 48%;
        margin-bottom: 15px;
    }

    .review-card {
        flex: 0 0 calc(50% - 10px);
        min-height: 220px;
    }

    .review-group {
        padding: 0 5px;
    }
}

@media (max-width: 768px) {

    .review-item {
        flex: 0 0 98%;
    }


    .review-card {
        flex: 0 0 100%;
        min-height: auto;
    }

    .reviews-section {
        padding: 60px 0;
    }

    .carousel-control-prev {
        left: 10px;
    }

    .carousel-control-next {
        right: 10px;
    }
}

.reviews-carousel {
    width: 100%;
    overflow: hidden;
    position: relative;
}

.reviews-track {
    display: flex;
    transition: transform 0.5s ease;
    gap: 24px;
    /* width: 100%; */
}

/* .review-group {
    display: flex;
    flex: 0 0 100%;
    gap: 24px;
    padding: 0 12px;
} */
.review-group {
    display: flex;
    flex: 0 0 100%;
    justify-content: space-around;
    /* padding: 10px; */
    width: 100%;
    padding: 0 15px;
}

.review-card {
    flex: 1;
    min-width: 0;
    background: #ffffff;
    border-radius: 16px;
    padding: 24px;
    box-shadow: 0px 4px 12px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease-in-out;
    height: 100%;
}

.review-card:hover {
    transform: translateY(-6px);
    box-shadow: 0px 8px 20px rgba(0, 0, 0, 0.15);
}

.carousel-control-prev,
.carousel-control-next {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 40px;
    height: 40px;
    background: white;
    border-radius: 50%;
    border: none;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
    z-index: 10;
    display: flex;
    align-items: center;
    justify-content: center;
}

.carousel-control-prev {
    left: -20px;
}

.carousel-control-next {
    right: -20px;
}

.carousel-indicators {
    display: flex;
    justify-content: center;
    gap: 8px;
    margin-top: 20px;
}

.carousel-indicators button {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    border: none;
    background-color: #ccc;
    margin: 0 4px;
    padding: 0;
}

.carousel-indicators button.active {
    background-color: #00dfeb;
}

/* Floating Animation */
@keyframes floatRotate {
    0% {
        transform: translateY(0) rotate(0deg);
    }

    50% {
        transform: translateY(-20px) rotate(5deg);
    }

    100% {
        transform: translateY(0) rotate(0deg);
    }
}

/**/


/* Footer */
footer {
    background: var(--footerbg);
    color: white;
    padding: 60px 0 0;
}

.footer-logo {
    font-family: 'Montserrat', sans-serif;
    font-weight: 800;
    font-size: 24px;
    margin-bottom: 20px;
    display: block;
    color: white !important;
    text-decoration: none;
}

.footer-about {
    font-size: 14px;
    margin-bottom: 20px;
}

.footer-social {
    display: flex;
    gap: 15px;
}

.footer-social a {
    color: white;
    font-size: 20px;
    transition: all 0.3s ease;
}

.footer-social a:hover {
    opacity: 0.8;
    transform: translateY(-3px);
}

.footer-title {
    font-size: 18px;
    font-weight: 600;
    margin-bottom: 20px;
}

.footer-links {
    list-style: none;
    padding: 0;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    color: white;
    text-decoration: none;
    font-size: 14px;
    transition: all 0.3s ease;
}

.footer-links a:hover {
    opacity: 0.8;
    padding-left: 5px;
}

.footer-contact p {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 15px;
    font-size: 14px;
}

.footer-contact i {
    width: 20px;
    text-align: center;
}

.footer-bottom {
    background-color: #0f6193;
    padding: 20px 0;
    margin-top: 60px;
    text-align: center;
    font-size: 12px;
}

/* Responsive Styles */
@media (max-width: 992px) {
    .hero-title {
        font-size: 36px;
    }

    .process-steps::before {
        display: none;
    }

    .works-content {
        padding-right: 0;
        margin-bottom: 40px;
    }
}

@media (max-width: 768px) {
    .term-loan-hero {
        padding: 120px 0 60px;
        text-align: center;
    }

    .hero-title {
        font-size: 32px;
    }

    .section {
        padding: 60px 0;
    }

    .section-title {
        font-size: 28px;
    }
}